Conservative investors focus on keeping their money safe and avoiding big market swings. They prefer safer options like bonds and cash, and put less money in riskier things like equities

Moderate investors try to grow their money while keeping it safe. They mix safer options, like bonds and savings accounts, with riskier ones, like equities, to balance growth and stability.

Aggressive investors prefer putting most of their money in equities, which can grow a lot but are riskier. They put less money in safer options like bonds and cash.